Payment & Security
Accepted Payment Methods
At RayonShine, we accept a variety of secure payment options, ensuring a smooth and convenient checkout process:
✅ Credit & Debit Cards – American Express, Apple Pay, Diners Club, Discover, JCB, Mastercard, Visa
✅ PayPal – A trusted and secure payment option for seamless transactions
✅ Stripe – Our secure credit card processor
All payments are securely processed on our website to protect your financial information.
Customs & Additional Fees
Please note:
- Your payment does not include customs duties or additional charges.
- Customs duties are determined by the importing country’s customs office.
- If you select standard shipping, customs fees are covered by our designated carrier.
- If you choose expedited shipping, any additional charges will be paid by you.
For more details, please refer to our Shipping Policy.
Website Security
We prioritize your data privacy and security by implementing SSL/TLS encryption, ensuring all transactions are safeguarded.
🔒 What is SSL/TLS encryption?
SSL/TLS (Secure Sockets Layer / Transport Layer Security) is a cryptographic protocol that secures online communication. It ensures:
✔ Data Encryption – Protects your information from unauthorized access.
✔ Authentication – Verifies that you are connecting to our secure website.
✔ Data Integrity – Prevents data tampering during transmission.
Our website uses SSL/TLS encryption to protect your shopping experience, ensuring your personal and payment details remain secure.
PayPal Security & Buyer Protection
PayPal provides an extra layer of security for your transactions:
✅ Your financial information remains private – PayPal does not share full financial details with sellers.
✅ 24/7 fraud monitoring – Transactions are constantly monitored to detect suspicious activity.
✅ Secure technology – Advanced encryption keeps your data protected.
✅ Purchase Protection – If an item doesn’t arrive or is significantly different from the description, you may qualify for a full refund.
✅ Global payment processing – PayPal supports 25 currencies in over 200 markets.
If you experience unauthorized transactions, report them within 60 days, and PayPal will assist with resolution.
For more details, visit PayPal’s official site.
Stripe Security & Payment Processing
Our credit card processor, Stripe, is a PCI Service Provider Level 1—the highest level of security certification in the payments industry.
How Stripe Protects Your Transactions:
🔹 HTTPS & HSTS Secure Connections – Stripe enforces TLS (SSL) encryption for all services.
🔹 Sensitive Data Encryption – All card numbers are encrypted with AES-256 at rest.
🔹 Secure Storage – Decryption keys are stored separately, ensuring maximum security.
Stripe's security measures guarantee safe and reliable payment processing.
For more details, visit Stripe’s official site.
Your Privacy Matters
We use a third-party payment platform to process all transactions securely. RayonShine.com does not store or manage customer payment data. All sensitive information is automatically handled by PayPal and Stripe’s Verisign-certified server network.
🔹 We only collect the necessary personal details to ensure successful delivery of your items.
🔹 For more information on how we handle your data, please visit our Privacy Policy.
Shop with Confidence
At RayonShine, we are committed to providing a safe, secure, and seamless shopping experience. Whether you pay with PayPal, credit card, or Apple Pay, your transactions are protected every step of the way.
If you have any questions about payments or security, feel free to Contact Us.
Thank you for choosing RayonShine!
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